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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,406 | $102,393+337.0% | $147,041+204.3% | $80,911+453.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 10.82% | 134.95%-124.1pp | 419.21%-408.4pp | 35.63%-24.8pp |
| Employer contribution / active EE | $10,920 | $3,715+193.9% | $4,935+121.3% | $2,756+296.2% |
| Participant deferral / active EE | $11,699 | $6,647+76.0% | $8,071+45.0% | $4,297+172.3% |
| Admin fee / account holder | $101,202 | $7,943+1174.0% | $13,006+678.1% | $6,935+1359.4% |