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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,781 | $77,817+275.0% | $123,553+136.2% | $64,173+354.7% |
| Participation rate | 97.5% | 74.7%+22.8pp | 82.3%+15.2pp | 69.6%+27.9pp |
| Annual return | -5.09% | 12.49%-17.6pp | 119.21%-124.3pp | 7.63%-12.7pp |
| Employer contribution / active EE | $9,010 | $3,014+198.9% | $4,628+94.7% | $2,381+278.5% |
| Participant deferral / active EE | $8,354 | $5,240+59.4% | $6,426+30.0% | $3,470+140.8% |
| Admin fee / account holder | $16,205 | $5,519+193.6% | $9,284+74.5% | $4,887+231.6% |