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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,639 | $98,766+345.1% | $149,730+193.6% | $79,852+450.6% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.6%+27.4pp |
| Annual return | 12.70% | 27.43%-14.7pp | 276.70%-264.0pp | 31.72%-19.0pp |
| Employer contribution / active EE | $10,392 | $3,217+223.0% | $4,645+123.7% | $2,471+320.5% |
| Participant deferral / active EE | $10,967 | $5,681+93.0% | $6,843+60.3% | $3,740+193.2% |
| Admin fee / account holder | $7,000 | $6,052+15.7% | $9,310-24.8% | $5,306+31.9% |