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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,553 | $106,001-61.7% | $92,235-56.0% | $147,585-72.5% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.5%+12.4pp | 82.8%+6.1pp |
| Annual return | 7.33% | 50.05%-42.7pp | 176.28%-169.0pp | 578.56%-571.2pp |
| Employer contribution / active EE | $2,066 | $4,333-52.3% | $3,679-43.8% | $4,876-57.6% |
| Participant deferral / active EE | $2,798 | $4,478-37.5% | $3,897-28.2% | $5,439-48.6% |
| Admin fee / account holder | $690 | $6,332-89.1% | $5,194-86.7% | $10,885-93.7% |