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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,282 | $124,351-73.2% | $109,188-69.5% | $167,553-80.1% |
| Participation rate | 65.0% | 79.4%-14.4pp | 75.9%-10.9pp | 82.1%-17.1pp |
| Annual return | 10.71% | 26.04%-15.3pp | 25.76%-15.0pp | 478.89%-468.2pp |
| Employer contribution / active EE | $1,458 | $4,210-65.4% | $3,723-60.9% | $4,840-69.9% |
| Participant deferral / active EE | $2,516 | $5,257-52.1% | $4,654-45.9% | $6,343-60.3% |
| Admin fee / account holder | $1,532 | $7,975-80.8% | $6,755-77.3% | $12,316-87.6% |