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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,368 | $115,814-73.8% | $101,275-70.0% | $158,982-80.9% |
| Participation rate | 76.9% | 79.4%-2.4pp | 75.8%+1.1pp | 82.0%-5.0pp |
| Annual return | -3.27% | 56.16%-59.4pp | 46.48%-49.8pp | 302.99%-306.3pp |
| Employer contribution / active EE | $1,806 | $4,176-56.7% | $3,660-50.6% | $4,763-62.1% |
| Participant deferral / active EE | $3,346 | $4,958-32.5% | $4,371-23.4% | $5,983-44.1% |
| Admin fee / account holder | $46,442 | $7,249+540.7% | $5,948+680.8% | $11,252+312.8% |