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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,077 | $51,606-34.0% | $129,339-73.7% | $80,911-57.9% |
| Participation rate | 83.3% | 57.0%+26.4pp | 69.6%+13.7pp | 67.6%+15.7pp |
| Annual return | 14.03% | 20.76%-6.7pp | 9437.05%-9423.0pp | 35.63%-21.6pp |
| Employer contribution / active EE | $1,406 | $1,582-11.2% | $4,154-66.2% | $2,756-49.0% |
| Participant deferral / active EE | $1,720 | $2,669-35.6% | $4,170-58.8% | $4,297-60.0% |
| Admin fee / account holder | $1,114 | $4,310-74.2% | $7,668-85.5% | $6,935-83.9% |