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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,127 | $56,431-36.0% | $130,788-72.4% | $87,485-58.7% |
| Participation rate | 77.5% | 58.9%+18.6pp | 70.1%+7.4pp | 68.9%+8.6pp |
| Annual return | 14.97% | 91.27%-76.3pp | 386.44%-371.5pp | 26.06%-11.1pp |
| Employer contribution / active EE | $1,073 | $1,549-30.7% | $3,558-69.8% | $2,596-58.7% |
| Participant deferral / active EE | $1,337 | $2,749-51.4% | $4,137-67.7% | $4,274-68.7% |
| Admin fee / account holder | $1,743 | $4,433-60.7% | $6,673-73.9% | $7,775-77.6% |