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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,837 | $49,164-27.1% | $121,169-70.4% | $75,181-52.3% |
| Participation rate | 81.3% | 55.4%+25.8pp | 69.5%+11.7pp | 67.2%+14.1pp |
| Annual return | 19.34% | 56.03%-36.7pp | 986.71%-967.4pp | 160.69%-141.3pp |
| Employer contribution / active EE | $1,157 | $1,546-25.2% | $4,168-72.2% | $2,671-56.7% |
| Participant deferral / active EE | $1,420 | $2,628-46.0% | $4,083-65.2% | $4,126-65.6% |
| Admin fee / account holder | $1,449 | $3,942-63.3% | $5,645-74.3% | $5,650-74.4% |