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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,575 | $87,132-50.0% | $105,624-58.7% | $80,959-46.2% |
| Participation rate | 81.7% | 70.4%+11.2pp | 75.3%+6.4pp | 67.7%+14.0pp |
| Annual return | 10.16% | 17.03%-6.9pp | 116.20%-106.0pp | 35.67%-25.5pp |
| Employer contribution / active EE | $3,736 | $2,397+55.9% | $3,168+17.9% | $2,757+35.5% |
| Participant deferral / active EE | $2,512 | $3,985-37.0% | $5,013-49.9% | $4,300-41.6% |
| Admin fee / account holder | $7,795 | $8,449-7.7% | $10,961-28.9% | $6,925+12.6% |