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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,225 | $81,208-67.7% | $98,920-73.5% | $79,852-67.2% |
| Participation rate | 82.5% | 72.5%+10.0pp | 76.0%+6.5pp | 69.6%+12.9pp |
| Annual return | 10.86% | 60.99%-50.1pp | 196.47%-185.6pp | 31.72%-20.9pp |
| Employer contribution / active EE | $986 | $1,960-49.7% | $2,689-63.4% | $2,471-60.1% |
| Participant deferral / active EE | $2,919 | $3,265-10.6% | $4,245-31.2% | $3,740-22.0% |
| Admin fee / account holder | $1,466 | $6,013-75.6% | $6,643-77.9% | $5,306-72.4% |