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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,737 | $54,380+31.9% | $68,509+4.7% | $59,633+20.3% |
| Participation rate | 64.3% | 70.2%-5.9pp | 74.7%-10.4pp | 68.7%-4.4pp |
| Annual return | 0.28% | 2.83%-2.6pp | 8.27%-8.0pp | 2041.40%-2041.1pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,506 | $2,643-43.0% | $3,382-55.5% | $3,192-52.8% |
| Admin fee / account holder | $8,894 | $3,885+128.9% | $5,275+68.6% | $4,297+107.0% |