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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,977 | $58,828-25.2% | $78,002-43.6% | $62,881-30.1% |
| Participation rate | 84.0% | 71.1%+12.9pp | 75.5%+8.5pp | 69.3%+14.7pp |
| Annual return | 2.80% | 17.16%-14.4pp | 425.99%-423.2pp | 20.14%-17.3pp |
| Employer contribution / active EE | $0 | $1,672-100.0% | $2,470-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,076 | $2,686-59.9% | $3,497-69.2% | $3,203-66.4% |
| Admin fee / account holder | $19,460 | $4,393+343.0% | $5,481+255.1% | $4,296+353.0% |