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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,778 | $67,411-3.9% | $91,004-28.8% | $70,126-7.6% |
| Participation rate | 73.1% | 71.4%+1.7pp | 75.6%-2.5pp | 69.5%+3.5pp |
| Annual return | 10.24% | -40.16%+50.4pp | 4.60%+5.6pp | 73.15%-62.9pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,060 | $2,823-62.4% | $3,548-70.1% | $3,332-68.2% |
| Admin fee / account holder | $3,014 | $4,236-28.9% | $5,417-44.4% | $4,645-35.1% |