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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $69,219 |
SEQUOIA FINANCIAL ADVISORS3 years Filed as: SEQUOIA FINANCIAL ADVISORS LLC Service code 26 · EIN 34-1913859 | Advisory (Participants) | $9,735 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO.,INC. Service code 33 · EIN 94-1737782 | Securities brokerage; Float revenue; ... | $325 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,819 | $106,264+275.3% | $147,117+171.1% | $77,762+412.9% |
| Participation rate | 95.8% | 78.4%+17.3pp | 82.2%+13.6pp | 70.6%+25.2pp |
| Annual return | 12.42% | 56.94%-44.5pp | 420.54%-408.1pp | 31.27%-18.9pp |
| Employer contribution / active EE | $12,443 | $4,074+205.4% | $4,932+152.3% | $2,728+356.1% |
| Participant deferral / active EE | $9,656 | $8,003+20.7% | $8,065+19.7% | $4,651+107.6% |
| Admin fee / account holder | $186 | $334-44.3% | $12,993-98.6% | $433-57.0% |