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| Provider | Service type | Compensation |
|---|---|---|
INGHAM & COMPANY3+ years Service code 14 · EIN 65-0170152 | Plan Administrator | $143,229 |
RELIANCE TRUST COMPANY3+ years Service code 21 · EIN 58-1428634 | Bank Trustee | $10,974 |
NATIONAL FINANCIAL SERVICES3+ years Service code 19 · EIN 04-3523567 | Securities Custodian | $7,996 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,863 | $155,795+78.4% | $136,298+103.9% | $69,634+299.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 70.7%+29.3pp |
| Annual return | 17.82% | 232464.33%-232446.5pp | 5156.27%-5138.5pp | 27572.26%-27554.4pp |
| Employer contribution / active EE | $10,641 | $2,991+255.8% | $4,696+126.6% | $2,032+423.6% |
| Participant deferral / active EE | $7,532 | $5,394+39.6% | $6,247+20.6% | $3,224+133.6% |
| Admin fee / account holder | $352 | $128+174.1% | $9,244-96.2% | $110+218.3% |