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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,461 | $180,466+34.4% | $154,114+57.3% | $135,382+79.1% |
| Participation rate | 78.6% | 87.4%-8.9pp | 83.0%-4.5pp | 82.6%-4.1pp |
| Annual return | -6.94% | 888.15%-895.1pp | 735.16%-742.1pp | 519.77%-526.7pp |
| Employer contribution / active EE | $7,331 | $6,035+21.5% | $5,298+38.4% | $4,779+53.4% |
| Participant deferral / active EE | $4,734 | $5,806-18.5% | $5,081-6.8% | $5,609-15.6% |
| Admin fee / account holder | $14,640 | $16,144-9.3% | $13,411+9.2% | $10,829+35.2% |