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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,241 | $198,457+25.6% | $170,435+46.2% | $147,586+68.9% |
| Participation rate | 92.9% | 88.0%+4.9pp | 83.6%+9.3pp | 82.8%+10.0pp |
| Annual return | 17.78% | 257.30%-239.5pp | 205.94%-188.2pp | 578.59%-560.8pp |
| Employer contribution / active EE | $8,173 | $6,183+32.2% | $5,432+50.4% | $4,876+67.6% |
| Participant deferral / active EE | $5,091 | $5,629-9.6% | $4,939+3.1% | $5,439-6.4% |
| Admin fee / account holder | $45,487 | $16,852+169.9% | $13,881+227.7% | $10,886+317.9% |