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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,733 | $168,636+14.3% | $147,618+30.6% | $125,388+53.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.11% | 77.65%-80.8pp | 61.98%-65.1pp | 282.24%-285.3pp |
| Employer contribution / active EE | $5,383 | $6,252-13.9% | $5,565-3.3% | $4,866+10.6% |
| Participant deferral / active EE | $5,508 | $5,5070% | $4,895+12.5% | $5,352+2.9% |
| Admin fee / account holder | $3,016 | $13,580-77.8% | $11,612-74.0% | $9,541-68.4% |