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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,296 | $104,106+125.1% | $71,086+229.6% | $135,382+73.1% |
| Participation rate | 15.4% | 65.7%-50.3pp | 54.7%-39.3pp | 82.6%-67.3pp |
| Annual return | -6.77% | 1256.30%-1263.1pp | 650.59%-657.4pp | 519.77%-526.5pp |
| Employer contribution / active EE | $321 | $1,485-78.4% | $1,088-70.5% | $4,779-93.3% |
| Participant deferral / active EE | $2,409 | $2,527-4.7% | $1,874+28.5% | $5,609-57.0% |
| Admin fee / account holder | $0 | $4,142-100.0% | $3,082-100.0% | $10,829-100.0% |