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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,806 | $103,949+77.8% | $69,182+167.1% | $273,972-32.5% |
| Participation rate | 33.3% | 67.4%-34.0pp | 55.1%-21.8pp | 83.0%-49.7pp |
| Annual return | 7.38% | 35.28%-27.9pp | -21.93%+29.3pp | 41.46%-34.1pp |
| Employer contribution / active EE | $637 | $1,783-64.3% | $1,206-47.2% | $4,869-86.9% |
| Participant deferral / active EE | $4,646 | $2,716+71.0% | $1,897+144.9% | $5,287-12.1% |
| Admin fee / account holder | $0 | $3,671-100.0% | $2,697-100.0% | $10,133-100.0% |