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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,648 | $138,102-54.6% | $125,381-50.0% | $134,532-53.4% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -18.73% | 750.73%-769.5pp | 572.31%-591.0pp | 418.27%-437.0pp |
| Employer contribution / active EE | $1,922 | $5,245-63.4% | $4,815-60.1% | $4,741-59.5% |
| Participant deferral / active EE | $7,900 | $7,801+1.3% | $7,448+6.1% | $6,401+23.4% |
| Admin fee / account holder | $317 | $11,568-97.3% | $10,007-96.8% | $11,429-97.2% |