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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,507 | $157,296-67.9% | $141,191-64.2% | $152,897-67.0% |
| Participation rate | 70.0% | 84.8%-14.8pp | 82.5%-12.5pp | 82.5%-12.5pp |
| Annual return | 16.06% | 64.34%-48.3pp | 71.41%-55.4pp | 345.43%-329.4pp |
| Employer contribution / active EE | $1,827 | $5,262-65.3% | $4,736-61.4% | $4,764-61.7% |
| Participant deferral / active EE | $6,888 | $7,111-3.1% | $6,710+2.6% | $5,851+17.7% |
| Admin fee / account holder | $2,060 | $12,125-83.0% | $10,264-79.9% | $11,599-82.2% |