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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,081 | $165,381-66.7% | $149,730-63.2% | $158,966-65.4% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 23.27% | 348.29%-325.0pp | 276.70%-253.4pp | 302.95%-279.7pp |
| Employer contribution / active EE | $2,029 | $5,104-60.3% | $4,645-56.3% | $4,762-57.4% |
| Participant deferral / active EE | $7,948 | $7,182+10.7% | $6,843+16.2% | $5,983+32.8% |
| Admin fee / account holder | $2,080 | $10,809-80.8% | $9,310-77.7% | $11,250-81.5% |