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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,118 | $105,210-41.9% | $159,487-61.7% | $85,851-28.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.64% | 45.08%-33.4pp | 263.71%-252.1pp | 318.63%-307.0pp |
| Employer contribution / active EE | $5,171 | $3,319+55.8% | $4,831+7.0% | $2,565+101.5% |
| Participant deferral / active EE | $2,766 | $5,946-53.5% | $7,354-62.4% | $3,952-30.0% |
| Admin fee / account holder | $9,205 | $6,934+32.7% | $10,804-14.8% | $6,261+47.0% |