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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,049 | $98,776-35.2% | $149,745-57.2% | $79,856-19.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 7.19% | 27.38%-20.2pp | 276.72%-269.5pp | 31.71%-24.5pp |
| Employer contribution / active EE | $5,076 | $3,217+57.8% | $4,646+9.3% | $2,471+105.4% |
| Participant deferral / active EE | $2,654 | $5,681-53.3% | $6,843-61.2% | $3,741-29.0% |
| Admin fee / account holder | $7,549 | $6,053+24.7% | $9,312-18.9% | $5,306+42.3% |