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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,776 | $76,551-29.8% | $123,894-56.6% | $62,881-14.5% |
| Participation rate | 83.5% | 73.0%+10.5pp | 81.4%+2.1pp | 69.3%+14.2pp |
| Annual return | 8.34% | 18.68%-10.3pp | 47.52%-39.2pp | 20.14%-11.8pp |
| Employer contribution / active EE | $3,736 | $2,882+29.6% | $4,617-19.1% | $2,281+63.8% |
| Participant deferral / active EE | $1,627 | $4,840-66.4% | $5,984-72.8% | $3,203-49.2% |
| Admin fee / account holder | $4,848 | $4,826+0.5% | $8,357-42.0% | $4,296+12.9% |