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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,309 | $77,817-39.2% | $123,553-61.7% | $64,173-26.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -4.01% | 12.49%-16.5pp | 119.21%-123.2pp | 7.63%-11.6pp |
| Employer contribution / active EE | $5,030 | $3,014+66.9% | $4,628+8.7% | $2,381+111.3% |
| Participant deferral / active EE | $1,972 | $5,240-62.4% | $6,426-69.3% | $3,470-43.2% |
| Admin fee / account holder | $5,766 | $5,519+4.5% | $9,284-37.9% | $4,887+18.0% |