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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,938 | $124,425-13.3% | $112,040-3.7% | $137,256-21.4% |
| Participation rate | 39.1% | 79.3%-40.2pp | 76.5%-37.4pp | 80.0%-40.8pp |
| Annual return | 18.68% | 24.72%-6.0pp | 24.52%-5.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $1,117 | $3,411-67.3% | $2,954-62.2% | $4,156-73.1% |
| Participant deferral / active EE | $2,046 | $5,718-64.2% | $5,098-59.9% | $6,407-68.1% |
| Admin fee / account holder | $595 | $15,207-96.1% | $12,098-95.1% | $12,270-95.2% |