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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,891 | $92,219-78.4% | $76,768-74.1% | $135,379-85.3% |
| Participation rate | 55.0% | 79.8%-24.8pp | 77.0%-22.0pp | 82.6%-27.6pp |
| Annual return | -7.89% | 5.46%-13.4pp | 2.43%-10.3pp | 519.79%-527.7pp |
| Employer contribution / active EE | $1,032 | $3,216-67.9% | $2,485-58.5% | $4,779-78.4% |
| Participant deferral / active EE | $2,732 | $4,508-39.4% | $3,852-29.1% | $5,609-51.3% |
| Admin fee / account holder | $2,116 | $10,749-80.3% | $6,675-68.3% | $10,828-80.5% |