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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,743 | $108,922+177.0% | $100,398+200.5% | $145,978+106.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 20.57% | 58.04%-37.5pp | 49.32%-28.8pp | 550.52%-530.0pp |
| Employer contribution / active EE | $1,917 | $4,426-56.7% | $3,946-51.4% | $4,662-58.9% |
| Participant deferral / active EE | $1,526 | $8,450-81.9% | $8,084-81.1% | $6,690-77.2% |
| Admin fee / account holder | $564 | $9,680-94.2% | $7,893-92.9% | $13,400-95.8% |