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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,501 | $105,856+95.1% | $90,161+129.0% | $147,586+39.9% |
| Participation rate | 87.5% | 79.7%+7.8pp | 76.9%+10.6pp | 82.8%+4.7pp |
| Annual return | 13.45% | 37.63%-24.2pp | 34.89%-21.4pp | 578.59%-565.1pp |
| Employer contribution / active EE | $7,563 | $4,126+83.3% | $3,318+127.9% | $4,876+55.1% |
| Participant deferral / active EE | $3,833 | $5,733-33.1% | $5,287-27.5% | $5,439-29.5% |
| Admin fee / account holder | $17,254 | $8,046+114.4% | $5,943+190.3% | $10,886+58.5% |