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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,333 | $97,289+321.8% | $92,805+342.1% | $155,188+164.4% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 5.81% | 29.03%-23.2pp | 31.59%-25.8pp | 148.84%-143.0pp |
| Employer contribution / active EE | $21,584 | $3,632+494.3% | $3,424+530.4% | $4,248+408.1% |
| Participant deferral / active EE | $19,192 | $8,795+118.2% | $8,448+127.2% | $6,531+193.8% |
| Admin fee / account holder | $250,338 | $12,015+1983.6% | $10,911+2194.4% | $14,480+1628.9% |