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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,802 | $115,903+289.8% | $100,528+349.4% | $158,966+184.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 21.95% | 34.80%-12.8pp | 30.90%-8.9pp | 302.95%-281.0pp |
| Employer contribution / active EE | $21,898 | $4,105+433.4% | $3,419+540.5% | $4,762+359.8% |
| Participant deferral / active EE | $16,006 | $6,677+139.7% | $6,271+155.2% | $5,983+167.5% |
| Admin fee / account holder | $12,739 | $11,000+15.8% | $8,084+57.6% | $11,250+13.2% |