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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,046 | $58,927-43.9% | $76,824-57.0% | $72,986-54.7% |
| Participation rate | 91.7% | 67.3%+24.3pp | 72.1%+19.6pp | 69.5%+22.2pp |
| Annual return | 20.33% | 2305.64%-2285.3pp | 1166.26%-1145.9pp | 81.01%-60.7pp |
| Employer contribution / active EE | $1,413 | $1,787-20.9% | $2,302-38.6% | $2,440-42.1% |
| Participant deferral / active EE | $2,905 | $2,690+8.0% | $3,336-12.9% | $3,607-19.5% |
| Admin fee / account holder | $2,301 | $4,013-42.7% | $6,421-64.2% | $5,124-55.1% |