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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,296 | $64,462-42.1% | $81,482-54.2% | $80,911-53.9% |
| Participation rate | 93.2% | 63.9%+29.3pp | 69.5%+23.7pp | 67.6%+25.6pp |
| Annual return | 7.13% | 16.35%-9.2pp | 24.79%-17.7pp | 35.63%-28.5pp |
| Employer contribution / active EE | $2,403 | $1,979+21.4% | $2,463-2.4% | $2,756-12.8% |
| Participant deferral / active EE | $3,841 | $3,094+24.1% | $3,885-1.1% | $4,297-10.6% |
| Admin fee / account holder | $9,679 | $5,678+70.5% | $5,761+68.0% | $6,935+39.6% |