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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,814 | $58,099-31.5% | $76,902-48.2% | $75,177-47.0% |
| Participation rate | 94.8% | 63.9%+30.9pp | 69.6%+25.2pp | 67.2%+27.6pp |
| Annual return | 12.74% | 26.71%-14.0pp | 37.91%-25.2pp | 160.75%-148.0pp |
| Employer contribution / active EE | $2,354 | $1,996+18.0% | $2,534-7.1% | $2,671-11.9% |
| Participant deferral / active EE | $3,818 | $2,999+27.3% | $3,833-0.4% | $4,126-7.5% |
| Admin fee / account holder | $1,692 | $4,778-64.6% | $5,479-69.1% | $5,651-70.1% |