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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,204 | $148,582-38.6% | $135,942-32.9% | $139,456-34.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 51.52% | 79.26%-27.7pp | 68.28%-16.8pp | 373.45%-321.9pp |
| Employer contribution / active EE | $2,174 | $5,245-58.5% | $4,858-55.2% | $4,753-54.3% |
| Participant deferral / active EE | $3,571 | $8,101-55.9% | $7,759-54.0% | $6,711-46.8% |
| Admin fee / account holder | $924 | $12,402-92.5% | $10,764-91.4% | $11,407-91.9% |