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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,063 | $138,102-58.7% | $125,381-54.5% | $134,532-57.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -30.02% | 750.73%-780.7pp | 572.31%-602.3pp | 418.27%-448.3pp |
| Employer contribution / active EE | $2,020 | $5,245-61.5% | $4,815-58.1% | $4,741-57.4% |
| Participant deferral / active EE | $3,373 | $7,801-56.8% | $7,448-54.7% | $6,401-47.3% |
| Admin fee / account holder | $907 | $11,568-92.2% | $10,007-90.9% | $11,429-92.1% |