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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,558 | $165,381-62.2% | $149,730-58.2% | $158,966-60.6% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 45.90% | 348.29%-302.4pp | 276.70%-230.8pp | 302.95%-257.0pp |
| Employer contribution / active EE | $1,705 | $5,104-66.6% | $4,645-63.3% | $4,762-64.2% |
| Participant deferral / active EE | $2,754 | $7,182-61.7% | $6,843-59.7% | $5,983-54.0% |
| Admin fee / account holder | $2,094 | $10,809-80.6% | $9,310-77.5% | $11,250-81.4% |