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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,484 | $114,073-75.0% | $96,161-70.4% | $167,518-83.0% |
| Participation rate | 42.1% | 75.1%-33.0pp | 68.4%-26.3pp | 82.1%-40.0pp |
| Annual return | 15.93% | 189.95%-174.0pp | 192.01%-176.1pp | 478.71%-462.8pp |
| Employer contribution / active EE | $751 | $3,428-78.1% | $2,798-73.1% | $4,838-84.5% |
| Participant deferral / active EE | $1,672 | $5,195-67.8% | $4,349-61.6% | $6,342-73.6% |
| Admin fee / account holder | $14 | $6,899-99.8% | $5,538-99.7% | $12,312-99.9% |