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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,144 | $93,117-75.1% | $77,096-70.0% | $134,532-82.8% |
| Participation rate | 39.1% | 74.5%-35.4pp | 67.9%-28.8pp | 81.2%-42.1pp |
| Annual return | -18.56% | 62.67%-81.2pp | 42.35%-60.9pp | 418.27%-436.8pp |
| Employer contribution / active EE | $664 | $3,420-80.6% | $2,814-76.4% | $4,741-86.0% |
| Participant deferral / active EE | $1,536 | $5,241-70.7% | $4,429-65.3% | $6,401-76.0% |
| Admin fee / account holder | $518 | $6,948-92.5% | $5,428-90.5% | $11,429-95.5% |