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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,968 | $49,896-50.0% | $80,627-69.0% | $75,173-66.8% |
| Participation rate | 52.0% | 55.3%-3.3pp | 67.0%-15.0pp | 67.2%-15.2pp |
| Annual return | 19.62% | 34.67%-15.1pp | 936.76%-917.1pp | 160.72%-141.1pp |
| Employer contribution / active EE | $836 | $1,699-50.8% | $2,723-69.3% | $2,671-68.7% |
| Participant deferral / active EE | $1,964 | $2,992-34.4% | $4,443-55.8% | $4,126-52.4% |
| Admin fee / account holder | $10 | $3,578-99.7% | $5,381-99.8% | $5,651-99.8% |