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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,435 | $73,546-70.9% | $63,018-66.0% | $147,586-85.5% |
| Participation rate | 71.4% | 77.9%-6.4pp | 74.8%-3.4pp | 82.8%-11.4pp |
| Annual return | 18.48% | 175.56%-157.1pp | 87.62%-69.1pp | 578.59%-560.1pp |
| Employer contribution / active EE | $1,415 | $3,324-57.4% | $2,761-48.7% | $4,876-71.0% |
| Participant deferral / active EE | $4,158 | $4,185-0.6% | $3,330+24.9% | $5,439-23.6% |
| Admin fee / account holder | $1,316 | $5,956-77.9% | $3,601-63.5% | $10,886-87.9% |