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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,468 | $77,449-52.9% | $69,483-47.5% | $152,909-76.2% |
| Participation rate | 36.4% | 78.1%-41.7pp | 74.6%-38.2pp | 82.5%-46.1pp |
| Annual return | 18.98% | 39.09%-20.1pp | 28.99%-10.0pp | 345.46%-326.5pp |
| Employer contribution / active EE | $827 | $3,316-75.1% | $2,780-70.2% | $4,764-82.6% |
| Participant deferral / active EE | $2,616 | $4,415-40.7% | $3,537-26.0% | $5,851-55.3% |
| Admin fee / account holder | $20 | $6,210-99.7% | $3,841-99.5% | $11,601-99.8% |