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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,557 | $84,708-40.3% | $75,714-33.2% | $167,536-69.8% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.8%-17.7pp | 82.1%-25.0pp |
| Annual return | 12.54% | 199.62%-187.1pp | 104.62%-92.1pp | 478.82%-466.3pp |
| Employer contribution / active EE | $1,848 | $3,231-42.8% | $2,744-32.7% | $4,839-61.8% |
| Participant deferral / active EE | $7,920 | $4,577+73.0% | $3,820+107.3% | $6,342+24.9% |
| Admin fee / account holder | $19 | $5,358-99.6% | $3,619-99.5% | $12,315-99.8% |