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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,154 | $77,574+82.0% | $108,753+29.8% | $86,983+62.3% |
| Participation rate | 96.4% | 62.3%+34.1pp | 71.1%+25.3pp | 69.5%+26.9pp |
| Annual return | 12.03% | 18.42%-6.4pp | 37.47%-25.4pp | 25.83%-13.8pp |
| Employer contribution / active EE | $3,233 | $1,611+100.7% | $2,427+33.2% | $2,584+25.1% |
| Participant deferral / active EE | $7,510 | $3,128+140.0% | $4,115+82.5% | $4,194+79.1% |
| Admin fee / account holder | $1,803 | $6,529-72.4% | $10,320-82.5% | $7,856-77.1% |