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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,783 | $65,575+73.5% | $86,209+32.0% | $75,181+51.3% |
| Participation rate | 90.6% | 60.5%+30.1pp | 69.0%+21.7pp | 67.2%+23.4pp |
| Annual return | 23.95% | 46.07%-22.1pp | 1169.05%-1145.1pp | 160.69%-136.7pp |
| Employer contribution / active EE | $3,057 | $1,553+96.8% | $2,381+28.4% | $2,671+14.5% |
| Participant deferral / active EE | $5,863 | $3,023+93.9% | $3,986+47.1% | $4,126+42.1% |
| Admin fee / account holder | $2,383 | $5,470-56.4% | $6,853-65.2% | $5,650-57.8% |