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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $6,303 |
TD AMERITRADE, INC.1 year Service code 33 · EIN 82-0543156 | Securities brokerage; Distribution (1... | $99 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: UBS Service code 49 3455 PEACHTREE ROAD NE · ATLANTA, GA 30326 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,084 | $75,183-50.7% | $123,894-70.1% | $55,167-32.8% |
| Participation rate | 50.4% | 72.8%-22.4pp | 81.4%-31.0pp | 69.0%-18.6pp |
| Annual return | 25.80% | 19.01%+6.8pp | 47.52%-21.7pp | 169.23%-143.4pp |
| Employer contribution / active EE | $974 | $2,823-65.5% | $4,617-78.9% | $1,963-50.4% |
| Participant deferral / active EE | $4,238 | $5,084-16.7% | $5,984-29.2% | $3,054+38.7% |
| Admin fee / account holder | $68 | $663-89.8% | $8,357-99.2% | $504-86.6% |