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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,164 | $72,465+245.2% | $67,575+270.2% | $145,884+71.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 10.04% | 7222.56%-7212.5pp | 3528.98%-3518.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $7,502 | $3,074+144.1% | $2,736+174.2% | $4,662+60.9% |
| Participant deferral / active EE | $9,500 | $4,786+98.5% | $4,003+137.3% | $6,690+42.0% |
| Admin fee / account holder | $21,083 | $5,515+282.3% | $3,993+428.0% | $13,392+57.4% |